Chapel Hill Investment Analysts, Inc. is a full-service financial planning and money management firm committed to supporting, educating, and providing informed direction to each and every client.
Chapel Hill Investment Analysts was founded with a strong emphasis on integrity, knowledge and loyalty – key character traits of successful financial planners. We are one of the select few relationship-based firms in the industry, built almost entirely by personal engagements and referrals.
You work hard for your money, and we believe that we should work equally as hard to protect your investment. We have established ourselves as a family-oriented business, and strive to maintain this core principle. We are here to ensure a promising financial future for your family, regardless of your current situation.
The financial planning process can be overwhelming. We prioritize each of your personal planning goals, then focus our efforts and work with you until all of the pieces of the financial puzzle are in place. We are here to provide you with a better future.
With many financial products on the market, choosing the ones that best meet an individual client’s needs can be complicated.
Investments can play a key role in reaching your financial goals. Investment allocation should be tailored to the individual and focused towards balancing risk and reward according to the individual’s financial goals and tolerance for risk.
Insurance is essential to any comprehensive financial plan. It can protect you and your family from undue hardship. It is important to determine the proper amount of coverage and the appropriate term period – that’s where we come in.
We provide “peace of mind” by using personalized budget data from your everyday life. By projecting your expenses through retirement, we provide a cash flow analysis that will instill a sense of comfort that you are, in fact, in a sound financial position to retire.
It is vital to save for higher education while your children are young. By maintaining a disciplined savings approach, you can enjoy your life during those college years, knowing that you are prepared for the cost of tuition.
We all work hard for what we have, and we want it to go to our children or loved ones when we’re gone. It is important to minimize taxes, legal fees, and to protect our heirs in the event of divorce or credit issues. We structure estate plans to achieve your specific goals within the letter of the law.
When considering how hard you work, it is important to plan for the year-end tax liability. We are all patriotic, but why pay more than your fair share to Uncle Sam? Our team has the accounting relationships that can minimize your obligations.
Learn more about our amazing team of professionals.
Joseph S. Codrick is a 1979 graduate of the Pennsylvania State University and began his career in the financial services industry over 38 years ago. He founded his first firm in 1986, which quickly grew into a major player in western Pennsylvania. By 2000, he owned or partnered in five separate corporations/partnerships, totaling 68 employees and/or financial professionals. With the goal of developing an all-inclusive financial planning firm to service an existing large and diverse client base, he sold the brokerage and multi-advisory firm in 2001. This strategic decision provided the focus and flexibility, along with the firm’s investment in technology, necessary to grow Chapel Hill Investment Analysts, Inc. into a premier Financial Planning and Money Management firm.
Joe has been a Certified Financial Planner (CFP Professional) since 1994 and a member of the Financial Planning Association (FPA) for over 20 years. He has served as a member/officer on many philanthropic boards and organizations, including The Ligonier Valley School District Foundation and the Ligonier Valley YMCA. Adding to his strong sense of community, he has been a member of both Rotary International and the Greensburg Rotary Club for over thirty-five years, as well as a proud member of the Central Westmoreland Chamber of Commerce.
Joe is a multi-year recipient of the Five Star Wealth Advisor Award recognized by Pittsburgh Magazine.
Joe has been married to his college sweetheart, Marcia, for over 40 years, and has two children. His son, Ryan, joined him in the business and has provided extensive depth in the money management and research field. His daughter, Aly, works as a medical professional in North Carolina. Joe welcomed his first grandchild, Audrey, in 2018.
Ryan M. Codrick maintains the primary responsibilities for the allocation of client assets and holds the position as Vice President of Asset Management at Chapel Hill Investment Analysts. In addition, Ryan has completed the licensing requirements for the professional designation as an Investment Advisory Representative (IAR), affording him the ability to provide financial advice to the clients of Chapel Hill Investment Analysts.
Ryan is a graduate of the Pennsylvania State University with a Bachelor of Science (BS) degree in Finance. Upon graduation, Ryan worked as a PGA Golf Professional for eight years prior to accepting an entry-level research position with Chapel Hill Investment Analysts. As he has grown in the profession, Ryan has become an invaluable asset by providing a broad-based knowledge of financial research and analysis that has earned him the esteem of his colleagues across the business spectrum. Ryan has received his Certificate in Financial Planning from Duquesne University and passed the Series 65 (Uniform Investment Adviser Law) examination. He has also secured a Property and Casualty Insurance license in the state of Pennsylvania.
In his free time, Ryan enjoys spending time with his family; friends; and his dog, Otto. In addition, he also pursues activities such as golf, sporting clays and fly fishing.
Renee Kellerman has been a Planning Coordinator at Chapel Hill Investment Analysts, Inc. for over 20 years. She has a Bachelor of Arts degree in business management/economics with an emphasis on marketing from the University of Pittsburgh.
At Chapel Hill Investment Analysts, Inc., she has a wide range of responsibilities including all aspects of client service, back office support, and compliance.
Renee is currently working towards earning her Registered Paraplanner designation.
She lives in Blairsville, PA with her husband Jim, son Mitchell, horse Toby and 3 dogs (Abby, Diesel, & Emmitt).
Shaun C. Sagan is Chapel Hill Investment Analysts' Chief Compliance Officer. In this role, Shaun manages the firm's compliance program, as well as oversees Chapel Hill Investment Analysts' risk management, policy/procedures and ethics programs. He currently holds the Financial Paraplanner Qualified Professional™ designation and specializes in client relations at Chapel Hill Investment Analysts.
A graduate of the Pennsylvania State University, Shaun joined Chapel Hill Investment Analysts in 2014 after working in the environmental consulting field for eight years, focusing on federal compliance. Raised in eastern Pennsylvania, Shaun developed an interest in and realized the importance of financial responsibility, prompting him to move across the state to join the firm. Shaun’s strong background in consulting and compliance has proven to make for a smooth transition to the financial services sector, where there is continued emphasis on maintaining healthy client relationships.
Outside of the office, Shaun enjoys being outdoors and spending time with his wife, Hannah; friends; family and their dogs, Myles and Gus.
Cameron Tobias holds the position of Retirement & Pension Plan Specialist at Chapel Hill Investment Analysts. Cameron has completed the licensing requirements for professional designation as an Investment Advisory Representative (IAR). This designation gives him the ability to provide financial advice to the clients of Chapel Hill investment Analysts.
Cameron is a graduate of Saint Vincent College with a Bachelor of Science (BS) degree in Accounting. Cameron has received his Certificate in Financial Planning from Duquesne University and passed the Series 65 (Uniform Investment Adviser Law) examination.
Prior to working for Chapel Hill Investment Analysts, Cameron has worked in key management and accounting roles in the Automotive Industry. With his prior experience in accounting and finance, this has made his transition to the Chapel Hill team seamless.
Outside of the office Cameron enjoys spending time with his friends, family, girlfriend (Krysta), and German Shepard (Kimber).