Professional Money Managers. Personal Relationships.
Building Your Future.
Quality Financial Planning. Exceptional Service.
Chapel Hill Investment Analysts, Inc. is a full-service financial planning and money management firm committed to supporting, educating, and providing informed direction to each and every client.
Chapel Hill Investment Analysts was founded with a strong emphasis on integrity, knowledge and loyalty – key character traits of successful financial planners. We are one of the select few relationship-based firms in the industry, built almost entirely by personal engagements and referrals.
You work hard for your money, and we believe that we should work equally as hard to protect your investment. We have established ourselves as a family-oriented business, and strive to maintain this core principle. We are here to ensure a promising financial future for your family.
There is no such thing as a small client!
The financial planning process can be overwhelming. We prioritize each of your personal planning goals, then focus our efforts and work with you until all of the pieces of the financial puzzle are in place. We are here to provide you with a better future.
With the many financial products on the market, choosing the ones that best meet an individual client’s needs can be complicated.
Investments can play a key role in reaching your financial goals. Investment allocation should be tailored to the individual and focused towards balancing risk and reward according to the individual’s financial goals and tolerance for risk.
Insurance is essential to any comprehensive financial plan. It can protect you and your family from undue hardship. It is important to determine the proper amount of coverage and the appropriate term period – that’s where we come in.
We provide “peace of mind” by using personalized budget data from your everyday life. By projecting your expenses through retirement, we provide a cash flow analysis that will instill a sense of comfort that you are, in fact, in a sound financial position to retire.
It is vital to save for higher education while your children are young. By maintaining a disciplined savings approach, you can enjoy your life during those college years, knowing that you are prepared for the cost of tuition.
We all work hard for what we have, and we want it to go to our children or loved ones when we’re gone. It is important to minimize taxes, legal fees, and to protect our heirs in the event of divorce or credit issues. We structure estate plans to achieve your specific goals within the letter of the law.
When considering how hard you work, it is important to plan for the year-end tax liability. We are all patriotic, but why pay more than your fair share to Uncle Sam? Our team has the accounting relationships that can minimize your obligations.
Learn more about our amazing team of professionals.
Joseph S. Codrick is a 1979 graduate of the Pennsylvania State University and began his career in the financial services industry over 34 years ago. He founded his first firm in 1986, which quickly grew into a major player in western Pennsylvania. By 2000, he owned or partnered in five separate corporations/partnerships, totaling 68 employees and/or financial professionals. With the goal of developing an all-inclusive financial planning firm to service an existing large and diverse client base, he sold the brokerage and multi-advisory firm in 2001. This strategic decision provided the focus and flexibility, along with the firm’s investment in technology, necessary to grow Chapel Hill Investment Analysts, Inc. into a premier Financial Planning and Money Management firm.
Joe has been a Certified Financial Planner (CFP Professional) since 1994 and a member of the Financial Planning Association (FPA) for over 16 years. He has served as a member/officer on many philanthropic boards and organizations, including The Ligonier School District Foundation and the Ligonier Valley YMCA. Adding to his strong sense of community, he has been a member of both Rotary International and the Greensburg Rotary Club for over thirty years, as well as a proud member of the Central Westmoreland Chamber of Commerce.
Joe is a multi-year recipient of the Five Star Wealth Advisor Award recognized by Pittsburgh Magazine.
Joe has been married to his college sweetheart, Marcia, for over 35 years, and has two children. His son, Ryan, joined him in the business and has provided extensive depth in the money management and research field. His daughter, Aly, works as a medical professional in North Carolina.
Ryan M. Codrick is a Planning and Research Analyst at Chapel Hill Investment Analysts, Inc.
After graduating from the Pennsylvania State University with a Bachelor of Science (BS) in Finance, Ryan took on a limited role at CHIA. He also concurrently held a position as a PGA Golf Professional/Titleist Golf Fitness Instructor in western Pennsylvania and southern California. Although golf remains close to his heart, it didn't take Ryan long to realize that he wanted to follow in his father's footsteps.
Ryan is a Certified Financial Planning (CFP) candidate and is currently halfway through the CFP program at the College of Financial Planning, expecting to earn his certification in the next couple of years. Ryan's broad-based knowledge of financial research and analysis has earned him the esteem of his colleagues across the business spectrum specializing in asset management.
In his free time, Ryan enjoys spending time with his family and friends, his dog Otto, cooking and helping coach the Ligonier Valley High School golf team.
Renee Kellerman has been a Planning Coordinator at Chapel Hill Investment Analysts, Inc. for over 16 years. She has a Bachelor of Arts degree in business management/economics with an emphasis on marketing from the University of Pittsburgh.
At Chapel Hill Investment Analysts, Inc., she has a wide range of responsibilities including all aspects of client service, back office support, and compliance.
Renee is currently working towards earning her Registered Paraplanner designation.
She lives in Blairsville, PA with her husband Jim, son Mitchell, horse Toby and 3 dogs (Abby, Diesel, & Emmitt).
Shaun C. Sagan is a Planning Coordinator specializing in client relations at Chapel Hill Investment Analysts, Inc. He also manages the Information/Technology duties for the firm.
A 2005 graduate of the Pennsylvania State University, Shaun joined Chapel Hill Investment Analysts in July of 2014 after working in the environmental consulting field for over eight years. Raised in eastern Pennsylvania, Shaun developed an interest in and realized the importance of financial responsibility, prompting him to move across the state to join the firm. While his area of expertise has shifted, Shaun’s strong background in advising/consulting has proven to make for a smooth transition to the financial services sector, where there is continued emphasis on maintaining healthy client relationships.
Shaun is currently working towards earning his Registered Paraplanner designation.
Outside of the office, Shaun enjoys tennis, being outdoors and spending time with friends, family and his boxer, Myles.